Project car insurance?

Hey guys.
anyone have insight to help me with this subject.

My car is not registered yet, and wont be for a while. But I came to the realization today that im f*#ked if my storage place burns down. or the car is stolen or whatnot.
At the same time...Im not made of money, So how do i protect this thing? properly...

How do you guys (If you even do) protect you project cars?
How much does this run on avg.?

Thanks

 

Call Grundy or Hagerty and let them know the car is still a project. Figure out what you've put into the car and insure it for that. This isn't a problem with the two companies listed, but make sure you get an Agreed Value policy. Many companies sell Stated Value policies and these can be a problem. When you do some work on the car (say $5K worth), bring receipts and photos and raise the value of the policy.

And no, homeowners doesn't cover non-driveable cars...

 

My dad and I both use Hagerty. best price we have found and good service.

 

Just get it insured as stated, I have Grundy and am very pleased to date. Chose them because of the roadside option and great attitude. Good Luck, get er done. ~sololobo~

 

I had a thread exactly like this one! I had the exact same thought! I ended up going with Hagerty, super easy to deal with and they get back to you promptly. Zero hassle if you have your act together and VERY affordable for TOTAL peace of mind.

 

I had Hagerty while my project was really just a pile of parts. I switched to Grundy because of their rates on my finished car but they would not insure my present project which is a roller.

 

....I have State Farm on my project(very reasonable..$50 per year) also have 3 other hotrods with them, so don't know if they insure just one project....

 

What if you have an incomplete project like a new rolling chassis with no VIN. Don't the insurance companies require a VIN?

 

.......Yes...State Farm does......also pictures

 

If you were ever in the military or your parents were in the military, you can get wis USAA for insurance. Actually USAA uses a third party called American Collector Ins. but they are pretty good. I paid $142 a year for $10,000 coverage on my 54 Ford. Also just register the car as a non operational (NOP) vehicle. Usually the NOP registration is pennies compared to a running registration.

 

Back in 2003, Hagerty was the only company who would insure a pile of parts even before it was a roller. They wanted emailed pictures every six months to show progress.

 

I just had storage insurance for aggreed value up to $5K. Anything over that needed a Hagerty policy

 

American National will do it as well