New Fun Texas Law! READ THIS!!!!

I dont know if this has already been brought to any Texans attention but as of midnight last night a law went into affect that entitles any police officer to IMPOUND your car if you dont have a copy of your insurance IN your car with you at all times! Within this law there is also a clause that everything must be documented within the car right there and then! This lets the police scour your cars and lets them get by illegal seach and seizures laws and write tickets to whatever they find (drugs, prescription drugs in anothers names, open containers etc)

I know a lot of you out there skate on the insurance issue just know you can loose your car over it now!

Take care in the new year and everyone make sure you have your card in your wallet or in your car

christian

 

No shit...Texas is the new MICHIGAN then, eh???


(They've been doing that for YEARS here!)

It's a glad-handed ass-waxing on the part of the insurance companies...legalized extorsion enforced by armed officers of the State's will!!

For kicks sometime, steal your car BACK out of an impound lot!

(Everyone ought to do that at least ONCE in their lives!! )

Happy New Year!!!

 

Glad I got insurance! Now you cant carry that Viagra that Mark hooks you up with for those special nights!! hint, hint....

 

Does not seem like that big a deal to carry an insurance card in your glove box.

 

Insurance should be optional.....buy it to protect yourself....or not. That is what insurance was originally intended to do.....not become another way for the govt to tax us.....tickets=taxes.

Victimless crimes are getting out of control....seat belts...helmets....etc.

Maybe we should outlaw everything that is fun, or dangerous.....I'm sure we need a tax on skateboarders without knee pads....LOCK EM UP!!!!!.....and let's not forget the scofflaws cutting their grass without steeltoed shoes and eye protection. Just think of the possibilities.....our elected officials sure are.

 

Most states require you to have proof of insurance in you vehicle. "Or on yourself" When in the vehicle. The same as having a registration in the car. In Florida They have an easier way. If your vehicle is not insured or your insurance lapses. Your license gets suspended, and it costs an arm and a leg to re-instate it.

 

Insurance is to line the pockets of gov't officials' & their buddies' that happen to be in the insurance business.

What aspect of our current society doesn't revolve around money???

 

Not to turn this discussion more political, but what happens to the illegal alien that has no insurance?

 

I guess they are "Drawn and Quartered" after being skinned alive!

Actually... I think they are detained for deportation.

 

indiana has had this law for many years too, this looks like it could do some good, maybe next they could get rid of state inspections and front tags!

 

In California, illegal aliens get one free wreck.
Then they have to get insurance . . . maybe.

You'd be surprised at how many illegal aliens have legal drivers licenses.

My sister got her new truck smacked pretty good, the alien driver skated on that one and disappeared from town.

My daughter got her little Nissan pickup - a cherry one she loved - totalled by an alien drunk driver with no insurance.
Soon as the dust settled he left town.

California whines that it can't track insurance, but they seem to track smog vehicles with no problems.
They think they have it covered by requiring insurance at the time of registration, but the aliens buy insurance, get registration then cancel insurance and get most of their money back.
Far as I know there's no dialogue between the California DMV and the insurance companies about this.

Arizona covers it pretty well, soon as you buy insurance it goes onto the state MVD (MVD is the same as DMV) computers and I understand that if the insurance lapses, the state will send you a letter about what's up.

Aside from all that and please note this is not a diatribe against any particular ethnic group, but rather about un-insured drivers.
Simple fact of the matter is if you can't afford insurance you can't afford a car.

A common theft in California is that the aliens peel theup to date year stick-em tag off your license plate and put it on their car.
Then you have to pay for the new tag.

Being an alien in California means you never have to say you're sorry.

One thing that may help is, if you're driving un-insured and an insured driver smacks into you, your car is totalled and you're injured, tough shit.

Un-insured drivers are quick to take advantage when it will benefit them....

 

All states need to adopt that!!!

Every mutherfucking driver needs to prove insurance or should be shot.

 

Hatch nailed it 100%.

Where do you draw the line??? I skate dirty, rocky sloped parking lots at NIGHT...and when I catch a rock and go ass over elbows into the gravel...who do I blame???

The CHURCH...for not keeping the lots swept and the blacktop smooth enough?

The assholes behind the mandatory insurance laws would think so.

I blame me.

I chose to be there doing that, which means that I automatically assume total responsibility for the risk involved. You weigh the risks and decide if it's worth it to you or not.

Same with driving a car, riding a motorcycle, etc.

But today, people have been conditioned to believe that they should not be responsible for their actions...or for the risks they choose to take. It works in favor of the insurance companies getting fat off laws that FORCE drivers to carry insurance.

But fuck, I don't believe in medical insurance or any other form of "protection", either. You're gonna live, and one day...you're gonna die. Life is YOUR ride to take...the concept of paying through the ass for some false sense of "it's not YOUR fault" security is sickening. It WOULDN'T be if insurance were optional...let the rich fuckers worried about getting their precious Mercedes dented carry all the insurance they want if it makes them feel better? What do I care about them???

When I bleed...it's MY problem...not yours, and not some insurance company's.

If YOU made me bleed, or wrecked my car, I will return the favor. We'll be even.

WHY do yuppies all think it should be a safe little Bubble World for everybody? If you drive like an asshole and hurt somebody, the cops need to pull you out of your car and beat you fucking senseless in the street...or some other motorist needs to do it. None of this "sue em for it" bullshit. That doesn't hurt them.

You don't like the risks involved with something? Don't do it.

It's the snowball effect...corporate greed fueled by assinine legislation...

"I'll pad your political war chest if you pass laws that force people to buy insurance from my company...and instruct your armed officers of the law to enforce that Will upon the People through property seizure and ludicrous fines!"

Don't believe it's all about the MONEY???

In Michigan, at least in one local city, if they pull you over and you fail to produce your insurance card...they take and impound your car, ticket you and dig this...EVEN IF YOU CAN SHOW LATER THAT YOU WERE INSURED AT THE TIME OF THE OFFENSE, THE FINES AND IMPOUND FEES STAND! If it were a "we're worried about your safety" thing, the fines would be cancelled when you smacked 'em in the face with PROOF that you were indeed insured at the time of the "offense"...but it's all about the MONEY!!

Like helmet laws...and seatbelt laws...

Used to be they couldn't pull you over soley for not wearing a helmet or seatbelt...now they can. That opens you up to more scrutiny...

"Now that I GOT ya...what else can we find here?!?"

Cha-fucking-CHING!!!

As the old proverb goes...

"If you fail to understand something, look for the financial interest."

It's all about the MONEY.

 

Contrary to popular belief, driving is NOT a right. You no folla the rules, you no playa the game. If you can't afford insurance, get off the road. It's really quite simple.




Mutt

 

They ARENT going to be SEARCHING your car.....they are just going to walk up and say to you........License, registration and proof of insurance.

Cops have a hard enough job.......why get angry and make it harder??

Besides, California has been doing it for years. NOW if they made all of you TEXANS give up your guns, THEN I could see a complaint.

 

FatHack, I'll go along with you on the personal risk thing with skating an the like.

You're the one taking the risks and you should take care of yourself.

When you drive, you're putting others at risk so there's more involved than your own self.
I'd guess that you're like the rest of us and would find it difficult to write a multi-thousand dollar check to cover damages and injuries to others.
Or do you expect to skate on that?

 

Texas liability laws aren't to protect you from your screw ups, it's to protect other folks from your screw ups. NO, you don't have the right to wreck my stuff and put me in the hospital without consequenses. If you can pay for what you screw up out of your pocket without insurance, then I guess you don't need it.
As far as insurance companies go, if EVERYONE had liability insurance it would probably cut way down on collision insurance.

 

Missouri has had mandatory auto insurance for years.....[Liability at least]-You CAN sidestep the requirement, with a million dollar SURETY BOND.[financial responsibility].
It is required that you present a current insurance card[binder] at the time you buy the liscense plates,so you cant really get around it.
I suppose some let it lapse-but the state has a database and notifys you almost immediately,so how could they?
A thing that does happen here is, that when you apply for insurance and cannot refer the agent to your previous insurance carrier,you will be penalized with higher premiums for a probationary period of a year.
[It's A 350 dollar fine, for not carrying liability insurance IF you are stopped.]

 

Stock car racing puts others at risk.....so does surfing.......so does skateboarding downtown where little old ladies are walking...protect YOURSELF with insurance if you want....you cant protect yourself from idiots.

 

Oh, I've got an insurance story for you guys.

Last year, December 30th (the day before my Birthday), my wife was involved in an "accident". But it was really an accident. She was going to pick our little girl up from daycare, and was turning right at an intersection. Some fucking punk kid driving a Honda wanted over in the right lane, but there was no room for my wife to let him over, so he swerved in behind her. After turning at the stop light, she pulls into the middle lane (on a three lane street), and he pulls in behind her, flashing his lights, honking his horn, and flipping her off. He then proceeds to move into the right lane, doing the same shit, and then sped up and swerved over into the middle lane, and SLAMS on his brakes, causing my wife to swerve to miss him, and hit a curb, then swerve back to not hit a light pole, and hits his car. They both come to a stop, and he never gets out of his car to see if she's ok, just sits there.

Well, at the time, I was working nights, so I was at home asleep (not even a half mile away from where the accident happened).

Turns out, that there is a loop hole in the insurance law, that let his insurance company get off from paying to have my wife's car fixed, stating that since it was a "road rage" accident, that it wasn't considered an "accident", because he did all that deliberately. So, all he got was a ticket or two, and his insurance cancelled. And we had to file it on our insurance. So, I'm going to just show up one day, and beat the holy living FUCK out of him. Then let him know that road rage doesn't work out so good when you forget to factor in the husband of a lady whose car you fucked up.

 

Pa. has a manditory insurance law, plus no fault, under insured AND non-insured. The state proclaims we HAVE to have insurance to drive, but yet we have to cover our own ass for the ones that don't have insurance. Go figure!

 

Your wife needs a handgun.....a nice late Christmas present for her. Teach her how to shoot it.....with deadly aim.

 

So, to sum it up....

1. Every person should carry insurance to protect themselves from those who don't want to have insurance.

2. If you're a pedestrian, you should have uninsured motorist insurance in case you get hit.

3. It's not the responsibilty of the hitter, it's up to the hittee.

4. If you're involved in a serious wreck, you expect to be left lying on the road if you don't have insurance, and that's perfectly OK - You won't be mad.

5. The car that was destroyed in the above wreck should be left at the scene because there's no insurance to pay for towing it. Then all maintenance work should be done around it.

6. The first thing a police officer should do at a serious wreck is determine who has insurance, and take care of them, not the uninsured. The uninsured will understand...

7. If you get stopped for a traffic violation, and asked for proof of insurance, you feel that telling the cop that "surfers don't need insurance, and we don't either" is a good argument.

8. And the best of all.."But today, people have been conditioned to believe that they should not be responsible for their actions" is an argument against having insurance!

What color is the sky in your world?



Mutt

 

I had a really long explaination how I really felt, but I erased it.

Suffice to say, insurance is legalized extortion, same as taxes. I read somewhere that the Founding Fathers fought the Revolutionary War over a 1 percent tax. Ever look at your check and do the math?

Happy New Year.

Jay

 

Will someone explain to me why my six vehicles ALL have to be covered with liability? I don't know anybody that can drive two cars at once..let alone six.......If they want to make insurance mandatory, it should be the DRIVER that is insured, not the car. Oh wait.....that will never work.....not enough CASH for the stockholders and lobbyists and congressmen. Yup...legal extortion

 

Everything that is registered to me is INSURED.....REGARDLESS of whether or not it EVEN FUGGEN RUNS!

AND WHY? Because it's a law to have insurance on a motor vehicle. It's easier to do it then to BITCH about shit I CANNOT change. Today I might drive my S10, tomorrow my 58, WHO knows........BUT at least they are BOTH covered with insurance EVEN tho I cannot drive TWO at ONCE.

I'll pay it and I'll jolly well like it, because in my World, the sky is blue, the sun is orange and the grass is green.....REALITY bites but I cannot change it.