I no longer loan out tools; here's why. This happened in about 1985. A friend, more of an acquaitance, asked to borrow my brass hammer, and I let him take it. Some time had gone by, and I needed it ; I used a regular hammer instead. A "zinger", sliver/piece of steel flew off the hammer, went right through my jeans, and into my right inner thigh/groin area. Could't get it out at home, and had to go into work that afternoon (X-Ray Tech). I was using a fluoroscopic X-Ray machine, with help from a coworker, trying to get it out. No luck, and we wound up recruiting an E.R. Dr. to help. We got it out finally. That little sliver of steel just missed the family jewels by about an inch.Next day I went looking for the guy who borrowed my brass hammer, and could't find him, anywhere. He had left for parts unknown, and to this day, I have no idea where he went. I NO LONGER LOAN OUT TOOLS!!! Not even to my nephew, who is more like the son I never had. Funny tool story? I am Butch/56sedandelivery.