I know most of you on here have Hagerty. I called today to try and get my '53 insured. I told the lady that I would like to insure my modified car for the agreed value of $10,000, and it will be kept indoors at my shop. Everything going good so far, then she tells me that I can only drive the car to shows, parades, and club meetings. I thought Hagerty had no driving/mileage restrictions??? Fair enough, I'm not intending to use it as a daily anyways. Then when I told her that the car was lowered 2-3inches she put me on hold so she could talk to her manager. Moments later she comes back and says "seeing that your car is lowered, we have to insure it as a "lowrider". To classify for "lowrider" insurance you need to insure it for a minimum of $15,000, and it absolutely must be kept indoors at YOUR residence. Then she promptly said "were sorry we can't help you. Goodbye." and pretty much hung up on me. Has anyone else on here with a lowered custom, NOT ON BAGS, had to insure as a "lowrider" ? Honestly, I don't see my car as being worth $15k Was this a fluke?