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Hot Rods Car Insurance

Discussion in 'The Hokey Ass Message Board' started by Fairlane3x43, Jun 16, 2020.

  1. Fairlane3x43
    Joined: Aug 6, 2018
    Posts: 19

    from Michigan

    Grundy or Hagerty for an assembled vehicle. I see they both have similar coverage. Wondering about customer service.
  2. Dooley
    Joined: May 29, 2002
    Posts: 2,776

    from Buffalo NY

    I have Hagerty and cust service is great.
    Also the roadside service is top notch... Needed a few times.
    Last edited: Jun 16, 2020
    1Nimrod and Blue One like this.
  3. 5window
    Joined: Jan 29, 2005
    Posts: 8,743


    Son, do a search here and you'll find multiple discussions including service, fees,sad tales and tall tales. I use American Modern Home-specified value, no limit on driving, covers my HAMB car and my OT classic Mustang and will stack coverages with my daily drivers Nationwide Policy: meaning I get 4x the liability coverage for each car. No sit back and watch the show.
  4. hotrodzmartin
    Joined: Jul 26, 2016
    Posts: 128


    Hagerty for me....never had any issues with them
    1Nimrod likes this.

  5. 2935ford
    Joined: Jan 6, 2006
    Posts: 3,729


    Hagerty also.....excellent road side service.
    1Nimrod likes this.
  6. jimmy six
    Joined: Mar 21, 2006
    Posts: 10,988

    jimmy six

    AAA offers Classic Car if you already their homeowners or auto it’s reasonable and all the other services comes with it. I choose the value. Good luck
    blowby and Nitroholic like this.
  7. Terraizer
    Joined: Jul 18, 2006
    Posts: 518


    Hagerty for me.
    1Nimrod likes this.
  8. Gearhead Graphics
    Joined: Oct 4, 2008
    Posts: 3,863

    Gearhead Graphics
    from Denver Co

    I had grundy, switched to chrome. havent made a claim on either. chrome doesnt care how many miles i drive a year either
    j3harleys likes this.
  9. evintho
    Joined: May 28, 2007
    Posts: 2,016


    Hagerty. $100 per year agreed value. For roadside service I've got a AAA card with 100 mile towing option.
    1Nimrod likes this.
  10. Gman0046
    Joined: Jul 24, 2005
    Posts: 6,259


    Have had Grundy for 10-12 years and never had a claim. What would I know?
    5window likes this.
  11. 5window
    Joined: Jan 29, 2005
    Posts: 8,743


    You've got to love the insurance racket-you bet you'll have a wreck and they bet you won't!
    1Nimrod and Nitroholic like this.
  12. dan c
    Joined: Jan 30, 2012
    Posts: 2,345

    dan c

    AARP has agreed value coverage. great for a driver; must be at least age 50.
  13. Atwater Mike
    Joined: May 31, 2002
    Posts: 10,795

    Atwater Mike

    I have all the cars insured with our Home insurance, local office. (important)
    I can live with their theme song:

    "Nationwide is on your side..."
  14. Another for Hagerty. A tree fell on my car last year and they took care of it no problem.

    Sent from my iPhone using The H.A.M.B. mobile app
    1Nimrod likes this.
  15. Bigbangtheory
    Joined: Mar 18, 2012
    Posts: 476

    from ohio

    I used to have Grundy but have Hagerty now. Pretty much the same price. When I had Grundy I would drive my cars to the grocery store, work, church ,or where ever. One day I called them and asked if I would be covered if I got in an accident. They said "nope". Basically they said if I wasn't driving to or from a car show I wouldn't be covered. I was glad I never had a accident or anything. Hagerty said I could drive them anywhere, anytime.
    1Nimrod likes this.
  16. 26hotrod
    Joined: Nov 28, 2009
    Posts: 1,000

    from landis n c

    Instead of buying online consider using an agent. That way if you have a claim or problem you will have someone to go eyeball to eyeball with. This is the way I do it...………...
    1Nimrod likes this.
  17. 392
    Joined: Feb 27, 2007
    Posts: 1,206


    American National. Also know as Anpac. Lots of others won’t insure daily driving or during build.
    drdave, egads and j3harleys like this.
  18. j3harleys
    Joined: May 12, 2010
    Posts: 912


    Also known as Chrome. We have every thing insured with them RV'S, Motorcycles, Homes, Daily drivers, and Hot Rods. Never had to use the for the Hot Rods or Motorcycles but have for all the other stuff, They were great. Our agent is the best, He has just about every one I know covered.
  19. ffr1222k
    Joined: Nov 5, 2009
    Posts: 1,201


    I have had Hagerty for 19 years. I only had one claim but they were easy to deal with and quick to pay.
    1Nimrod likes this.
  20. Dusty roads
    Joined: Nov 29, 2016
    Posts: 179

    Dusty roads

    Had Hagerty changed to State Farm. Less $, fewer restrictions and same stated value.
    03GMCSonoma likes this.
  21. Gearhead Graphics
    Joined: Oct 4, 2008
    Posts: 3,863

    Gearhead Graphics
    from Denver Co

    Another for saying go the agent route. I never saw any one from Grundy. I used to have a State Farm agent, until he retired and gave the biz to his kids he was awesome and really helped me out.
    Had a falling out and went to Anpac/ american national/ chrome. House, boats, MC, daily, Classics, EVERYTHING is with them. saves me a boatload a year. discounts for multiple collector cars, and motorcycles (you can only use one at a time as my agent says) He covers most of my friends, how i found him. He takes me to dinner to review my policies once a year. If I have a question I call, text, email, facebook, etc, and have an answer within the day, usually 30 mins or less.
    j3harleys likes this.
  22. brokedownbiker
    Joined: Jun 7, 2016
    Posts: 621


    Hagerty through my local agent
    1Nimrod likes this.
  23. dwollam
    Joined: Oct 22, 2012
    Posts: 1,719


  24. egads
    Joined: Aug 23, 2011
    Posts: 1,228


    Anpac Chrome!! Home office is in Springfield, Mo. right down the road from me. Had 7 cars damaged in a tornado several years ago, ( All turned into complete teardown's and rebuild's ) Appraiser was here in 4 day's, Walk in their office with bills and supplement's, walked out with the check's, only questions were how my day was going. Great company.
    drdave and 1Nimrod like this.
  25. donno
    Joined: Feb 28, 2015
    Posts: 425


    Times 2 with Anpac, 48 Merc, '57 Pontiac, RAM 2500, 5th wheel, 2018 OT and homeowners. Have a REAL AGENT, no mileage limit's.
  26. Gman0046
    Joined: Jul 24, 2005
    Posts: 6,259


    Going to compare Grundy with Hagerty rate wise. My current policy expires the end of August.
  27. Black_Sheep
    Joined: May 22, 2010
    Posts: 1,285


    My collector insurance is through Farmers. Agreed value with few restrictions. Agreed value coverage required an appraisal, I had both cars done and got a slight discount. It was worth it, my OT Hot Rod hadn't been appraised since 2012 and it was grossly underinsured.
  28. Almostdone
    Joined: Dec 19, 2019
    Posts: 703


    I found that my local agent had less expensive classic car insurance than Grundy so I went with my regular agent.
  29. fordor41
    Joined: Jul 2, 2008
    Posts: 975


    ditto on Hagerty. Have had 4 claims, paid good and paid fast.
    1Nimrod likes this.
  30. Using Haggarty through my agent who also handles my house, cars policies. .
    1Nimrod likes this.

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