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Iowa Guys - Newer law on Titles

Discussion in 'The Hokey Ass Message Board' started by stoggie, Mar 24, 2011.

  1. Has anyone run up against the issue of any car brought into the state older than 1960 must go through a complete DOT inspection? This is supposedly a law that has been enacted in the last few years and bascially screws the hot rodders.

    Have a project car that we finally got titled - now the state wants the title back. Then they will come do the inspection and decide if they will give us a title. It was previously register in AL and had a title in TN.
    Think the car may be sold anyway...WTF? Guess it needs to be now

    Any help, ideas or input????:confused:

    Maybe I should contact SEMA relations - they usually know and understand these laws.
     
  2. patman
    Joined: Apr 30, 2007
    Posts: 576

    patman
    Member

    Just a thought... Is the 'inspection' a complete safety inspection, or...just to verify that the VIN on the car matches the paperwork? First one sounds unreasonable...second one is believable.
     
  3. Phillips
    Joined: Oct 26, 2010
    Posts: 1,505

    Phillips
    ALLIANCE MEMBER

    I will go ahead and speculate... it may be less of an issue of there being a rule to inspect ALL cars, older than a certain year, and more related to the fact that some of the "lost title" companies use AL to create the new titles. (The way I understand it they in effect "purchase" your car in a non-title state, such as AL then register it, then "re-sell" the car to you registered in AL so you can then transfer and title it in Iowa, etc.) Feel free to correct me if I am wrong here.

    Like Patman said, they may just want to verify VIN, etc. If you know a friendly DMV worker or IHP officer I would ask them first.
     
  4. I do not know any DMV officers at this point. They do a complete inspection to determine that all safety equipement is installed - which I get - but it is still an inspection verifying a VIN and motor number. After all - it is still a project in progress.
    Also, Missed the important part - they will only issue a "bonded title" because they inspect it. Anything they inspect gets a bonded title and you get to wait a number of years before you get a clean title.
     

  5. Swifster
    Joined: Dec 16, 2006
    Posts: 1,455

    Swifster
    Member

    And if the car is torn down, the VIN/Serial Number should be easy to verify. What's the problem. Are you saying there is no number on the car?
     
  6. Phillips
    Joined: Oct 26, 2010
    Posts: 1,505

    Phillips
    ALLIANCE MEMBER

  7. I just called the title dept in Linn county Iowa and they said there is no such inspection unless there is some discrepancy on the vin # so this a false inspection. I had transfered a 1956 car into my name last year and I noticed the vin# had an 8 instead of a B in the vin on the title. I mixed up some bondo and put it on the Vin plate pulled it off and sent it to the courthouse and they gave me a new title with the correct #. I could have taken a pic with a camera phone but I don't have one so the bondo worked. They suggested I take a piece of paper and put it over the Vin plate and rub the paper with a pencil. I tried that but the numbers were so shallow they didn't show up . So the bondo mold !!JB
     
  8. Stevie Nash
    Joined: Oct 24, 2007
    Posts: 2,999

    Stevie Nash
    Member

    I just registered my '37 Nash in Linn County last summer with no problems whatsoever...
     
  9. junk
    Joined: Mar 15, 2008
    Posts: 200

    junk
    Member

    I know they inspect for bonded titles, but normally a bonded title is used when registering a car with no paperwork. If you had a title and transferred it into your name I thought you would have been good.

    These title issues and hassles that seem to keep popping up is why I've started registering any project cars I have with titles right away so I don't have to fight later when a law changes. Seems like it's only getting harder.
     
  10. billygoat67
    Joined: Jul 13, 2007
    Posts: 341

    billygoat67
    Member

    i have done the bonded title several times in iowa ,one just 2 yrs ago. they issue you a title but not a registration until it is inspected after it is done, to see if all the safety equip is there as was new,turn signals and such. as far as a bonded title you can sell it as soon as you get the title in hand no problem, the bond stays active for 3yrs in case there is anybody claiming ownership later,all they would get is the bond money not your car.
    they didn't even do the second inspection until recently. atleast you can get a bonded title and if it's lagit there shouldn't be a problem. other route buy a title and go that route.
    hope that helps.
     
  11. FORDY 6
    Joined: Oct 8, 2002
    Posts: 1,558

    FORDY 6
    Member

    I got a bonded title about 8 months ago, for a '29 Ford...complete, original, non-running. The DOT inspector stopped by to check the VIN, got a bond from the insurance company, I filed the paper work...no trouble at all.

    The Inspector did suggest there could be problems with cars that have been modified. He also mentioned there was a "street rod" title that could be applied for, for cars with aftermarket parts...Brookville bodies, Cornhusker chassis', crate motors, etc.
     
  12. Greaser Bob
    Joined: Mar 5, 2006
    Posts: 1,331

    Greaser Bob
    Member

    Anybody have any experiences here in Blackhawk County / Suggestions?
     
  13. vtx1800
    Joined: Oct 4, 2009
    Posts: 1,719

    vtx1800
    ALLIANCE MEMBER

    I bought a car out of Kansas about a year and a half ago, took the title in and after giving them a bunch of money had an Iowa Title. I live in Pott county too.
     
  14. hotrodjeep
    Joined: Feb 3, 2009
    Posts: 867

    hotrodjeep
    Member
    from Tama, Iowa

    The main DOT offices in DesMoines will answer all the questions you have, and
    you can E-mail them. The local offices don't have a clue IMO.

    All counties in Iowa will have the same rules just not the same assholes,
    dummies at the counter at the Treasures offfices.

    Bonded titles are fine just more paperwork. and some upfront cash that you get
    back....in 3 years. I'd rather have a bonded title and an inspection then pay a
    company to jump thru loop holes for me, or buy an old title and register it under my
    name for a car that the numbers don't match.

    Jeff
     
  15. chubbie
    Joined: Jan 14, 2009
    Posts: 2,336

    chubbie
    Member

    Des Moines DOT is the head office, however most county office have their own rules. A former home county office now inspects all old titles. My local office doesn't seem to care.... my wife got her tags in the mail for her off topic car, I put them on. month latter she gets another tag in the mail (different number...)
    so i went to the office and she said "oh! just throw one away":eek: I got a bill in the mail for my '53 stude in storage, went up to the office and she said yes you'll have to pay this:mad: Isn't this why I put it in storage??? she grabbed the paper work from me and threw it away:confused::confused: in Lyon county there is a title in storage for a '66 f-85 i own. I cant get a clear title out of storage with out bonding the title!!!!! so i called a good friend that is a DOT inspector, he said wow thats strange never heard of such a thing, and said its their county and their rules!!!
     
  16. 2 nailbender
    Joined: Aug 13, 2006
    Posts: 126

    2 nailbender
    ALLIANCE MEMBER
    from iowa

    I would like to know more about "street rod titles" . Never herad about that before. I'm in decatur co.
     
  17. 2 nailbender
    Joined: Aug 13, 2006
    Posts: 126

    2 nailbender
    ALLIANCE MEMBER
    from iowa

    Never mind. Just went Ia DOT web site and found the info. ps snowing again!
     
  18. chubbie
    Joined: Jan 14, 2009
    Posts: 2,336

    chubbie
    Member

    I'm not sure because different DOT inspectors see your car differently. the street rod title will title the car as the car it most resembles:confused: recent conversation with DOT when i bonded my '65 cutlass, he said the new model A project would be a street rod title not the model A because its modified. how ever other DOT inspectors say it's clearly a model A.
     
  19. The rules are the same, regardless of county. If they differ, then your county's office isn't following the Code. Some may be more lax with enforcement, but they can't be more stringent than what the state government has set forth.
     
  20. chubbie
    Joined: Jan 14, 2009
    Posts: 2,336

    chubbie
    Member

    wrong!!!!!!!!!!! one county issues new title number to a car every time it is transfered. the next county leaves the number with the car. a deceased friend was county treasurer in Lyon county, he had his own set of rules. and he took great pride in it!!! (near to impossible to title without 3 trips up to his office) we are a l o n g way from Des Moines!!!
     
  21. corncobcoupe
    Joined: May 26, 2001
    Posts: 7,369

    corncobcoupe
    SUPER MODERATOR
    Staff Member

    I just changed my 57 Ford last week. Missouri title to Iowa Title in 30 minutes.
    No inspection - nothing but in my case - none needed.

    Here is what is going on - so make note......

    In your case - Alabama and TN. is the issue. Alabama and TN. doesn't have titles for cars previous to a certain date. Just a bill of sale. So guys are taking bills of sales to the so called pay for title companies and having titles printed up for a fee or FINDING OLD REGISTRATION SLIPS and the The Iowa DOT saw a rash of Alabama and TN. cars running through Iowa that turned out to be stolen , Thus the inspection. That happened about 5-8 years ago.The titles from the so called title companies, throw up red flags. ESPECIALLY FROM ALABAMA AND TN..
    NEWER OR OLD - DOESN'T Matter. Alabama AND TN. is REALLY lax on paper work.
    Remember the ads for " novelty only " ? - who's kidding who ?
    Guys buy them with the full intent of using them to re- title-ing their "new" old cars.

    If you have a street rod - I highly suggest you apply for a Street Rod title.
    Who gives a crap if a 37 Chevy has a 2011 title. It's still a 1937 Chevy. The only guys that care about it are 32 Ford guys because it doesn't say 32 Ford. Hell that late Boyd Coddington titled one his fresh made Fiberglass 32 Fords for a customer with a 32 Ford titled and got fined a lot of money for tax evation and fraud.

    Alabama AND TN. is the issue. Another title from another state wouldn't matter as much.
    Inspect yes - find a number on the frame that matches the title or registration slip and done.

    If you have some bought title and their are numbers on it but nowhere to be found on your car - what would you expect ?

    Figure it out - title numbers - car numbers on a plate or frame or some where on that car - inspector sees and approved. Figure it out.
     
    Last edited: Mar 25, 2011
  22. Fittynine
    Joined: Jan 28, 2007
    Posts: 4

    Fittynine
    Member
    from Iowa

    Also been looking for a way to get a project titled instead of going with the 3 yr bonded route. I recently checked with a title company in NY. They said NY state doesn't issue titles for older cars. But rather they issue a registration. They said they can supply a current NY registration with my VIN and model information on it. As a way to issue a title in states that still require one. So I checked with our local DMV to see if they will issue a Iowa title from a current NY registration & bill of sale. They said they would check into the laws. And when I got back to them they said yes they could. Does that sound about right to you guys?
     
  23. corncobcoupe
    Joined: May 26, 2001
    Posts: 7,369

    corncobcoupe
    SUPER MODERATOR
    Staff Member

    They will still come out to inspect your car to see if the number on the registration is anywhere on the car.

    If it is - they will approve it.
    If it is not - they will issue a bonded title.
    Bonded title is a 3 year protection of the correct owner to claim the car if it is stolen.

    Come on guys - WHAT DO YOU GUYS EXPECT ?

    No number on car anywhere ... Bonded title so it protects the poor SOB that got his car stolen and he might be able to claim it back as rightful owner as it should be.

    You bought a car with NO TITLE ?

    WHY ? Not the smartest thing to do.

    Do the right thing and stop trying to get around title issues.
    If there is no registration number or title number on your car - GET A BONDED TITLE - you have no choice.
     
    Last edited: Mar 25, 2011
  24. I agree. I am bonding my 26 T now, its not as bad as people make you think. If you need info or phone numbers pm me.

    BTW the dot did tell me that after they stamp my frame, the registration will be held or put in storage until the car is done, at which point they will come out and reverify the vin is still there, and the car passes all safety requirments for Iowa, they emailed all the requirments to me, I can send it your way if any of you guys need it.

    Brad
     
  25. Greaser Bob
    Joined: Mar 5, 2006
    Posts: 1,331

    Greaser Bob
    Member

    I'm alost completely sure I'll need to bond mine now. It has no title-hasn't for a very long time. Being a '29 Model A however I made sure not to fuck with the VIN that is stamped on the frame AND the body under the pass. side seat. Really only things original to the car now are the body and frame.
    Here's my question now. Say my A bone is worth $5,5000 now as far as what it has cost to build.
    That's the bond amount?
    I can get a surity bond through my insurance company?
    I'll have to pay $5,500 in cash out of my pocket just to get it titled!?
    Three years and I get it back? My ass!
    I'll never buy w/o a title ever again!!!!
    No way I could come up with that kind of money-has taken me over 6 years to get where I am now on this car.
    WHICH IS APPARENTLY NOWHERE!!!!!!!!!!!
     
  26. Fittynine
    Joined: Jan 28, 2007
    Posts: 4

    Fittynine
    Member
    from Iowa

    Yeah, I was wondering the same thing. How does the bonded thing work? Isn't it like 1 1/2 times the current NADA value for the bond? Some of these cars have really gone up in value over the years. What happens if say, you buy a car that grampa left in the old barn several years ago. Grampa is now long gone & so is any trace of the title. Fast forward 30 years. The car has been resold without a title a few times since then. Now the new owner decides to restore it and apply for a bonded title. Does the state then send a letter of claim to the last know registered address? What happens if grampas living relatives decide they realize the current value of the car and want to cash in? What happens to the car then, or is the new owner just out the bond money?
     
  27. alchemy
    Joined: Sep 27, 2002
    Posts: 20,522

    alchemy
    Member

    I recently bought body, frame, and misc. parts of a '26 touring, including an original engine with the serial number on it. Paid $250 for the pile. Am about halfway through the bonding process now, and have already sent in my initial paperwork to the State and got my surety bond from my insurance company.

    The State placed a value of $1,500 on the car (pile) sight unseen. And my insurance company charged me $100 for the surety bond, sight unseen, and probably based on the value the State wrote on their form.

    I'm now waiting for the inspector to call me so he can come see the "car". I wonder what he'll say when he sees the pile. I didn't want to get too far time-wise and dollar-wise into it and find out I couldn't get a good title.

    I'll let you guys know when the inspector gets here.
     
  28. stuart in mn
    Joined: Nov 22, 2007
    Posts: 2,414

    stuart in mn
    Member

    No, you don't put up the entire amount of the bond out of your pocket. You pay a fee to a bonding company, which puts up the money for you.
     
  29. Greaser Bob
    Joined: Mar 5, 2006
    Posts: 1,331

    Greaser Bob
    Member

    Oh-man that would be alot better! So at first I need to line THAT up. Wonder if my insurance company Guide One would do a bond like this.
     
  30. Sounds like some headaches if you don't watch what your doing from the start!
     

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