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what kind of trailer insurance do you have?????

Discussion in 'The Hokey Ass Message Board' started by 94hoghead, Nov 30, 2009.

  1. 94hoghead
    Joined: Jun 1, 2007
    Posts: 1,289

    94hoghead
    Member

    With all the post about stolen trailers lately I began to wonder, what type of trailer insurance is best? My home owners policy only offers $1000 coverage after the $1500 deductable. Surely theres something better out there....:confused:
     
  2. hotrodladycrusr
    Joined: Sep 20, 2002
    Posts: 20,765

    hotrodladycrusr
    Member

    I don't have a trailer BUT Grundy does cover them.
    www.Grundy.com

    Right from their website.........

    Service Vehicles…And the Trailers They Tow.

    Whether it’s a trailer for your thoroughbred, speedboat or collector vehicle, Grundy, through the Private Client Group, will cover the trailer and the pick-up truck or other service vehicle that tows it. Together, we specialize in providing the coverages you need, so you can feel secure while you tow your personal valuables across the state or the country.
     
  3. squirrel
    Joined: Sep 23, 2004
    Posts: 55,933

    squirrel
    Member

    I should get $1000 deductible coverage on my $800 car trailer...
     
  4. Stu D Baker
    Joined: Mar 4, 2005
    Posts: 2,755

    Stu D Baker
    Member
    from Illinois

    I've got a 36' enclosed gooseneck that is insured with State Farm for Comp and Collision (The liability follows the vehicle towing the trailer). $84.00 per year / $500.00 deductible. No coverage for contents, since it's assumed a vehicle inside would be on it's own policy. Stu
     

  5. SniffnPaint
    Joined: May 22, 2008
    Posts: 434

    SniffnPaint
    Member

    None for my home built. Shhhh
     
  6. coolstuff
    Joined: Oct 14, 2006
    Posts: 3,686

    coolstuff
    Member
    from Bettendorf

    just contact your local agent - they will insure you....I have mine on my Allstate policy with my 2 other daily drivers
     
  7. $40/yr for my open hauler.
     
  8. 29nash
    Joined: Nov 6, 2008
    Posts: 4,544

    29nash
    BANNED
    from colorado

    I have a trailer I've been towing it to swap meets for years. I inquired about insurance once and the agent said it needs plates and registration first:confused:.............. LOL
     
    Last edited: Dec 1, 2009
  9. bulletproof1
    Joined: Feb 23, 2004
    Posts: 2,079

    bulletproof1
    Member
    from tulsa okla

    If its hooked to my truck its covered and everything on it is covered.if its in my driveway its covered under my house.
     
  10. kustomizingkid
    Joined: Sep 6, 2008
    Posts: 225

    kustomizingkid
    Member

    This reminds me that I need to get insurance on my car hauler... more worried about theft than anything...
     
  11. dbradley
    Joined: Jan 6, 2007
    Posts: 1,036

    dbradley
    Member

    Trailer insurance............. 'round these parts that's "Homeowner's" :D
     
  12. SlowandLow63
    Joined: Sep 18, 2004
    Posts: 5,958

    SlowandLow63
    Member
    from Central NJ

    No shit? I never even thought of it because its covered by the vehicle pulling it for liability.
     
  13. I insured my enclosed for theft thru my auto insurance carrier. It was cheap in relation to replacing in. Every time I turn around I hear of one getting stolen.
     
  14. 94hoghead
    Joined: Jun 1, 2007
    Posts: 1,289

    94hoghead
    Member

    Exactly! There seem to be more and more trailers stolen everyday. It's hard to stop a thief so I guess insurance is the next best thing.
     
  15. 3Deuce40
    Joined: Oct 17, 2006
    Posts: 691

    3Deuce40
    Member
    from Colorado


    Double check that. Here in CO its covered under your homeowners policy up to $1000 on premises only. It depends what "stuff" is on it. If its a car and the car is insured, yes its covered under the auto policy. If its a car thats not insured, NO coverage. Call you carrier and find out BEFORE something happens!
     
  16. SniffnPaint
    Joined: May 22, 2008
    Posts: 434

    SniffnPaint
    Member

    Cant believe no one caught that.....comedy.:)
     

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