Who do you guys have for insurance

on your hot rod? Im looking to get quotes and was wondering if there were any good insurance companies I did not know of? Thanks Nate

 

The full coverage on my '54 Caddy is by Hagerty and was sold to me by the local Allstate agent. I stated a value of $15,000 and it costs me ~$150/year. As long as I have an alternate insured primary vehicle, they don't give me too much grief over the number of miles I put on it (I know some insurance companies try to keep you from driving it to work, using it as a backup vehicle, etc). All of my other insurance--home, life, and other autos--is through USAA, so they obviously don't have a problem insuring just this one vehicle.

 

State farm. cause places like hagerty and that other one wont sell us younger guys under 27 insurance. i guess were not allowed to own classic cars. i pay 85 bucks a year and my car is valued at 15k. thats with 500.00 collision and 200.00 comp. deductable

 

My '60 is insured with Geico. My other insurance company wouldn't cover it, so I went shopping for a new company. Insurance for my business vehicles and the '60 was cheaper than I was paying for just the other vehicles! Fifteen minutes really did save me money on my car insurance!

 

www.grundy.com

EXamples:


1932 Ford Roadster value $10,000 = $202.33 per year

1932 Ford Roadster value $25,000 = $199.83 per year

Yes, you read that right. Premiun is less on a car valued more because of the different underwriter that is used for the different values. KNOW your policy and exactly what the company offers.



www.Hagerty.com

1932 Ford Roadster value $10,000 = $236.00 per year

1932 Ford Roadster value $25,000 = $446.00 per year.

 

Progressive. I think their customer service really is hard to beat.

 

www.hagerty.com

 

I have grundy and I've had it since I was 24.

 

American National at about half of american hobbyist and a third of haggerty. That was for compareable coverage too!!

 

Most folks that I know have Grundy. I'm goin' to check out American Hobbist. They are involved with the Jolapy Journal. Get the link from the home page.

 

Hagerty

 

i have condon and skelly. i have not had to file a claim yet so i can not tell you about good or bad service.i pay 60 bucks a year on my chevy that never leaves the garage (15000 stated value) and about 260 or so for my 36 ford that gets driven all the time(25000 apraisal). i think the ford has a 5000 mile a year limit. i always carry the highest coverage i can get , if you go with less coverage, you would probably pay less. mike

 

I've got State Farm, agreed value coverage.

Just filed a claim today to repair the Coyote damage. I'll let you know how it goes.

 

American Hobbyist. Around $60 a year, $5,000 agreed value, and no deductible.

 

FWIW, I have Unitrin Direct right now and they suck ass. They never took one truck off the policy, so owe me a refund for at least a year on it, and they claim they won't insure cars older than 1940. They want an arm and a leg for my '50, too. I'm going to dump them for someone else as soon as I get the refund situation sorted out.

I need to insure one so I can go get a registration on it... any of these places care if I put one on for three months with like a $1500 stated value?

 

I have Progressive. They insure my 1953 Plymouth with full coverage with an agreed value. I didnt have to have another car either. Cant beat their customer service!!!

I even get to carry the insurance when I move to Texas.

 

American Hobbyist. 2 cars, one at 10k, one at 3k, $0 deductible on collision and comp, and I pay $204.00 a year.

 

I have always had state farm and so has my dad, this spring he hit a deer with his 67 chev pkup(original body on completly restored frame,450hp sbc) he pays $45/year for full coverage up to $15000 with a $250 deducible, the adjuster said they were going to total it out and give him $1500 until he looked at the policy, he then gladly wrote an estimate for all new gm parts and cut him a check for $5800, no questions asked

 

If you actually want to drive your car when and where you want to, they all suck.

 

Triple A just insured both our daily drivers & the Plymouth for almost $100 LESS than we were paying for the 2 daily drivers with e-surance!

 

I had State Farm $45 a month full for my 51shoe called Hagerty now its $140 a year on 10,000 0 deductible noooiiice

 

I use Grundy. They don't care if the vehicle is modified or not. You just pay a premium based upon the agreed value. I used to use Hagerty, but they put a 50% premium increase if your vehicle is modified from stock.

Doc.

 

State farm for the last 15 years , Agent is an old friend of mine,,,,

 

Grundy - Just renewed today $308.00 yr on $50,000 agreed value.

 

My mom's 58 Bel Air is insured through Hagerty, and I just sent in an application to Grundy for the 50 Buick. I tried to get info from American Hobbyist, but after they didn't call me back for the 3rd time I gave up.

 

Thank You for all the replies.. Nate

 

State Farm. I can't tell you what exactly my premium is since I have my house, 1993 Wrangler, 2002 Ducati, 1972 Porsche 911, 1958 Fairlane, and a couple scooters all rolled into one. Payment is around $170 a month for all. Multi-car discount helps too.

 

Hagerty.

 

Hagerty...and they're great. My car was hit and totalled during Cruising the Coast here in Mississippi last year. They settled for the 'agreed value' ($20K) with no questions asked. I bought the car back from them for $2700 out of the settlement.